The Characters Of Racism In Toni Morrison By William Morrison

Morrison takes experiences and characteristics, such as violence, love, family, hatred, race, beauty and ugliness and illustrates them in a way that is clear, but painful. These experiences are not toned down to seem less serious; they are heart breaking parts of life that are illustrated truthfully. To expose the harsh life lived by many, Morrison creates strong relatable characters. These characters create a need for empathy towards them, but the purpose is to take this love to traumatic victims in the real world. Morrison’s use of narrator change and choice of language gives the novel impactful perspective to the lives of african americans in a society where the color of your skin determines who you are. Morrison wishes to show†¦show more content†¦Throughout the novel, we as the reader feel empathy towards someone who is so young and hates herself because of the color of her skin. Morrison conveys to us that even if the black community isn’t being directly targeted by racist remarks, that they are having a sort of second-hand reaction because of internalized racism. The strongly relatable characters, give a different perspective on internalized racism that I couldn’t comprehend as a white reader. The use of diction within The Bluest Eye is meant to create inferential perspectives to reveal the two sides to internalized racism and the struggles that those in this situation are in by using things like connotation and irony throughout the novel. An important part to focus on the diction of the novel is when the perspective is told from Claudia with her dolls. Claudia feels nothing but hatred for these dolls because of what they stand for, but when everyone else is speaking about the dolls, they only say great things about them. Morrison uses connotative diction to set a double sided tone of envy and anger. When the dolls are described by Claudia, she uses words like â€Å"bleat† and â€Å"bone-cold†. Claudia doesn’t want to relate to the dolls, so she uses inhuman descriptions to not mimic the human baby model. However, when others speak of the doll, they use words like â€Å"sweet† and â€Å"dearness†. These descriptions provide a contr asting opinion towards the dolls. Another use ofShow MoreRelatedEssay on Themes in Song Of Solomon2113 Words   |  9 PagesToni Morrison is one of the most talented and successful African-American authors of our time. Famous for works such as The Bluest Eye, Sula, and Beloved, Morrison has cultivated large audiences of all ethnicities and social classes with her creative style of writing. It is not Morrison’s talent of creating new stories that attracts her fans. In contrast, it is her talent of revising and modernizing traditional Biblical and mythological stories that have been present in literature for centuries.Read MoreSlavery and Racism in Toni Morrison’s A Mercy Essay2930 Words   |  12 Pagesto complicated relationships slavery as an institution has with racism. It is more so when the potential for recovering additional knowledge seems to be limitless. Even in the fields of cultural and literary studies, there is a huge emphasis upon uncovering aspects of the past that would lead one towards a better understanding of the genesis of certain institutionalized systems. A careful discussion of the history of slavery and racism in the new world in the early 17th Century would lead us towardsRead MoreRacism In Othello Analysis829 Words   |  4 PagesLittle, Arthur L. â€Å"An Essence That’s Not Seen: The Primal Scene of Racism in Othello.† Shakespeare Quarterly, vol. 44, no. 3, Oct. 1993, p. 304. In this article, the author relates the idea of primal scene to racism in â€Å"Othello†. Primal scene is a psychoanalysis theory by Sigmund Freud. This theory claims once a child imagines or sees their parents having sexual relations they will be unable to repress this image from reappearing in theirRead MoreThe Bluest Eye By Toni Morrison1524 Words   |  7 Pagesnovel The Bluest Eye, authored by Toni Morrison, Morrison brings up many social conflicts that occur throughout the novel. One of the biggest conflicts she brings up within the novel is racism. There are many offsets of racism that occur to many of the characters within the novel. One of the most significant issues or conflicts that branch off from racism is how racism affects and limits the opportunities that minorities have. In Morrison’s novel this type of racism that affects opportunity is directedRead MoreTwo Contrasting Views of Slavery in Literature: Beloved and American Negro Slavery2068 Words   |  9 PagesIn this essay, I will be examining the works of two authors on the topic of slavery in America: Ulrich B. Phillips American Negro Slavery (1918) and Toni Morrison Beloved (1987). One writes as a Southerner and a historian who is defending southern slaveholders and draws upon contemporary racial theory to justify the system as beneficial to African Americans. The other writes as an African-American woman who is looking to write women into history and in doing so, add a female voice to the pastRead MoreToni Morrison s The 1306 Words   |  6 PagesToni Morrison, â€Å"Recitatif† In what way does Toni Morrison tease out society’s tendency to place racial categories on individuals? In what way does Morrison’s text strip itself of racial categories? Toni Morrison teases out the society’s tendency to place racial categories on individual for the praise the American being praised because of the so called equality them posses. He teases people by stating that everyone is a racist at some point. He describes a world free of racists can only happen inRead MoreThe Bluest Eye By Toni Morrison2351 Words   |  10 PagesHow does one define beauty? The term white is often associated with synonyms like purity, godly and innocence. In comparison, the color black is typically associated with ugliness, darkness and evil. Toni Morrison’s The Bluest Eye illustrates the struggles many black women faced in a patriarchal society, as they struggled to meet an impossible standard of beauty. â€Å"Black females were double oppressed. First, they have been sexually oppressed by white masters under the institutionalized slavery. SecondRead More Childhood Presented in To Kill a Mocking Bird by Harper Lee and The Bluest Eye by Toni Morr ison3594 Words   |  15 PagesChildhood Presented in To Kill a Mocking Bird by Harper Lee and The Bluest Eye by Toni Morrison Childhood should be a time of great learning, curiosity, joy, playfulness and guiltlessness. The reality is that it can be a time of extreme vulnerability and dependency. The innocence and fragility of a child is easily manipulated and abused if not nurtured and developed. Family relationships are crucial in the flourishing of young minds, but other childhood associations are important too. TheseRead MoreToni Morrison s Beloved Are All Too Familiar With Inequality1285 Words   |  6 PagesNovelist William Dean Howells once lamented, â€Å"Inequality is as dear to the American heart as liberty itself† (Popik). Unfortunately, the characters in Nobel Prize winner Toni Morrison’s novel Beloved are all too familiar with inequality. Beloved is set after the American Civil War. Sethe, a runaway slave, begins on the journey to escape Kentucky’s slavery, and arrives in the free city of Cincinnati, Ohio. Confronted by slave-catchers, she murders her third born to protect it from a fate Sethe considersRead MoreManifest Destiny and Race4652 Words   |  19 Pagesenjoy wide spread approval within the upper classes of English society after what Members of Parliament still call the â€Å"Glorious Revolution of 1688† (Horsman 14). This revolution saw the ousting of the Catholic King James II and the ascen dancy of William III to the English throne with his wife Mary II. In 1689 a â€Å"Bill of Rights† was passed by Parliament denouncing the endeavors of James the II to invade the law and re-instating the ancient rights and liberties of Parliament and the King’s subjects

Immigrants Be Illegal - 1600 Words

Immigrating should be legal because I believe we all have human rights and freedom is one of our rights so why can’t we all be equal. I honestly feel like immigrants work really hard and seek for a better life, If it wasn’t for immigrants crossing over here how would our countries even hold ups are basically the ones who run it. How are some of us considered legal and some illegal; aren’t we all supposed to be equal? Illegal citizens usually move to other countries in search of improved living standards and higher education. Its through higher education that these people will have increased standards of living. As a result, they move in these countries so that they can get a higher education which will enable them to work in good†¦show more content†¦America is a selfish country that thinks that they are beyond others and everyones out to get them. They are inhospitable to others from another country because they are scared that their jobs might be taken away. A controlled, limited, flow of physically and mentally healthy immigrants who will assimilate and are capable of contributing to America with their skills and training is a good thing. The uncontrolled invasion that has been allowed to overrun our country, threaten our culture, and burden our social systems, is a national disgrace and a threat to our security. I’m all for the equal opportunity so for the people who are against it what if your family were immigrants? Then they would not be against it right. I come from a family that is undocumented and that’s not the only reason why I want to make people understand why Non-Citizens should have the right to immigrate but because I have seen my family struggle. Families are away from each other and we can’t see each other because of the law. I myself am a U.S citizen that wants to fight for the rights that Non-Citizens deserve, President Trump has made this world become hell Trump has blamed undocumented i mmigrants for taking American jobs, committing violent crimes and milking US taxpayers. The Conference Board states on Article (Bill Links and More) â€Å"There are certainly anecdotal examples of each, but Trump also applies his usualShow MoreRelatedIllegal Immigrants : An Illegal Immigrant1505 Words   |  7 Pagesconditions for her and the kids. There are so many other reasons to be an illegal immigrant, such as, money issue, family and/or personal reasons. Therefore, there are really thousands of people who are illegally getting across our borders, especially the Southern border of U.S. But however, this is not just happening in the U.S. and, or Mexico, it’s happening across of the global; such as, in Europe and etc. Illegal immigrants are crossing the national borders without any permission from the countryRead MoreIllegal Immigrants : An Illegal Immigrant959 Words   |  4 PagesAn illegal immigrant defined, by law is a person of a foreign nationality immigrating to the US without the permission of the government. Many people view people who do come to the US without that permission as an â€Å"Illegal Immigrant†. And many of those people are viewed by other as criminals, but what makes them criminals. But what if someone was forced to come to the US when they are kid does that still make them an Illegal Im migrant. Should those kids still be labeled as an illegal immigrant, evenRead MoreIllegal Immigrants : Illegal Chinese Immigrants1535 Words   |  7 PagesIn the story of Forbidden Workers - Illegal Chinese Immigrants in New York, we are given a look at American Society from the perspective of an illegal immigrant who is taken advantage of because of their status and the vulnerable position that they are put in because of it. Peter Kwong provides a broad, but subjective, analysis of American life, labor laws, and other key points in immigration. However, while the message Kwong conveys with this interesting and informational work, it is hindered byRead MoreIllegal Immigrants1298 Words   |  6 Pages27, 2012 The Benefits of Illegal Immigrants Are illegal immigrants or undocumented immigrants beneficial to America’s economy? Most illegal immigrants have a positive impact on the United States (U.S.) economy. Illegal immigrants have a positive impact on the United States economy because they increase our tax revenue, they add to our social security, and they also increase our employment rates.† In 2000, statistics revealed 8.7 million illegal immigrants resided in the United States†Read MoreIllegal Immigrants1201 Words   |  5 Pagesï » ¿Illegal Immigrants With the rise of illegal immigrants, the United States has had difficulties solving the issue for a long time. Hence, there’re many factors for the causes and solutions from different branches and the government. â€Å"Amnesty?† and â€Å"Why blame Mexico?† are two articles that discuss the reasons for millions of Mexicans risking their lives to come illegally to the U.S. and indeed illustrate the writer’s perspectives and ideas for those people. In â€Å"Amnesty?†, John F. Kavanaugh, aRead MoreIllegal Immigrants And Illegal Immigration1100 Words   |  5 PagesIllegal immigration Over the past few years illegal immigration has become a bigger problem. Statistics reveal that more and more immigrants are entering the country illegally by crossing the borders. If something is not done soon, this may get out of hand and be to gone far not to handle. The number of illegal immigrants have gone up over the past years drastically In 2011, there were 40 million immigrants in the U.S. Of that 11.1 million were illegal. Although the number of illegalRead MoreIllegal Immigration : Illegal Immigrants949 Words   |  4 PagesIllegal immigrants have been a hot topic lately due to the popularity of this topic amongst the Republican Presidential Nominees, especially Donald Trump. These illegal immigrants bring various things to this country when they come. Some things are positive, such as a family simply seeking to find a better life, while some things are harmful to the United States, such as the amount of crime among illegal immigrants. In July 2015, the most recent estimate of illegal immigrants was 11.2 million. ThisRead MoreIllegal Immigrants : Illegal Immigration1627 Words   |  7 PagesIllegal Immigration in the US What does illegal immigration mean to a hard working, middle class worker providing for a family of four? What does illegal immigration mean to someone who is getting jobs taken right underneath them from illegal immigrants that are willing to work the same job for a lower paycheck? What does illegal immigration mean to someone who is in need for a job? Illegal immigration is an epidemic occurring in the United States of America, the land of the free (to the legal citizens)Read MoreIllegal Immigration : Illegal Immigrants955 Words   |  4 PagesIllegal Immigration Problems In the United States, there are roughly eleven million people who can be classified as illegal immigrants, which is by far way too many. When it comes to the history of illegal immigrants, most United States citizens could be considered as an illegal immigrant. In the early years of American history, our ancestors fled into this country for better life styles and to start their own families. During this time there were not laws dealing with who could and could not enterRead MoreIllegal Immigrants : Illegal Immigration1155 Words   |  5 PagesIntroduction Illegal Immigration is a huge topic especially in 2017, bringing in different aspects about illegal immigrants. Illegal immigrants are told to be killers, drug dealers, job stealers and whom also hurt the U.S. economy. Is this true? Could it possibly be that they do all of this to hurt the United States? Or could it be that they truly come here for the American Dream? On one side of people’s perspectives illegal immigrants come here to help provide for their family and don’t take

Market Development Free Essays

In this report I will be analysing and comparing the marketing techniques used by ASDA and Cancer Research UK taking into account the similarities and differences between them and how they contribute to the company’s success. Igor Ansoff developed a description of the strategies available for growing in a business in 1957. He have identified for categories for the growth of the business these are Market Penetration, Market Development, Product development and Diversification. We will write a custom essay sample on Market Development or any similar topic only for you Order Now Ansoff used these four categories in a matrix to show how the opportunities differ in term of new and existing products and markets. Marketing Techniques used by ASDA Market Penetration What is Market Penetration? Market Penetration is when increasing market share of an existing product, or promoting a new product, through strategies such as bundling, extensive advertising, lower prices, or volume discounts. ASDA uses TV adverts to advertise their product. Advertising on TV will catch the interest of their customers as it will have sound and colour. They also use their own website to advertise. By having a website it will allow their customers to see what products they have with prices and also to shop online. They also let their customer know what product they have and also to promote by giving out leaflets. To make sure that their new products are trustworthy ASDA will have samples for their customers to try. ASDA will advertise their business by using newspapers and Billboards. ASDA should advertise as much as possible for the business to run for a long term. They also make sure that they are presenting their brands well from till receipts, plastic bags and staff uniform. Cancer Research sells its existing products into existing markets by advertising their new campaigns such â€Å"Race for Life†. The charity advertises their campaigns on TV’s, Newspapers, Leaflets, Charity shops, posters, billboards on busses and using their own website. Cancer research uses these methods of advertising to increase the awareness and encourage people to donate. Tesco have supported Race For Life for ten years, which has contributed to Cancer Research UK raising over ? 62m for the fight against cancer sine the series began in 1994. Tesco now is working in partnership with Cancer Research to recruit 1 million women and raise ? 80million to fund life-saving work. Market Development What is Market Development? Market Development is a marketing technique aimed at increasing a company’s market in order to widen the customer base for the pur pose of selling more products. ASDA is continuing to open new stores in UK. They are now planning to open ASDA in Tottenham High Street. Opening new stores gives the idea of them doing really well in the business and is meeting the needs of their customers. They also advertise themselves online and in the store. However, they can use different languages on website for the people who are not able to understand English. As there are different ethnic backgrounds in UK, Cancer research should have different languages available in their website. This will allow them to attract more people to the charity from different ethnics. Cancer research can also operate overseas such as Europe. This will help to How to cite Market Development, Papers

Auditing - Assurance and Compliance

Question: Discuss about theAuditing, Assurance and Compliance. Answer: Introduction The examiners report has been prepared which consists of the tasks which assess the financial statements of the firm that has been given by the management of the firm. The selection of the examiners or the auditors is done by the management of the firm by prior authorization to the given responsibilities as the auditors or examiners hold the authority of taking a decision in accordance with the financial condition of the company or organization (Gramling et al, 2004). Along with this, the auditor has sufficient rights for the relation of the information of the firm with the personal comfort of the examiners which eventually takes the information into a high level of consideration. It has also been said that if the evaluation is expected to be proper, better and of a high standard, then the examiners must find out the accuracy of the information along with the rectification for the presence of any vagueness. The ambiguities like the assets, expenses, and the revenue will eventually he lp in addressing the financial statements completely (Weidenmier Ramamoorti, 2006). The Steps Required Before Doing Audit at BSF Ltd. It is a must to check all the pros and cons before accepting any audit task; it is the duty of any of the professional accountant. The mulling over the fact is basically not to violate the ethical guidelines so that the overall task must not get hindered due to any of the threat due to the violation of the facts. Due to this before accepting the tasks, it is must to have a check out of all the threats associated with the audit task which is basically done by designing the required guidelines that are required for the particular audit task (Van der Spiegel et al, 2012). The tasking of the audit must consist of the details of the client, the current operation with the records of the business, outlining of the work and the last and important is the figuring out the issues or the complications that will hinder the client dealing in the future (Raghunandan Rama, 1994). In all cases, it is always made clear that any type of new task or new proposal must be checked thoroughly with utmost care because there will be any type of threat or issue or complication, and then it can be rejected. When the auditor finalizes the client, the whole audit team or the audit firm must verify the total task that has been given by the client to make sure about each and every objective of the task given by the client. Again if there is a situation of sharing of the shares in the Client side, then the potential risks are must expect in this type of task. Also if there is any emergence of any type of potential threat, then the dismissal of that task is not a solution by any means, instead of that there must have that much-required safeguard for facing any threat (Woodroof Searcy, 2001). There must be other safeguard process which will stop the emergence of such issues in further process which will not allow the hinder the auditing process by diminishing all the threats. Again the identification of the conflicts in the task is also an important factor to check up before accepting the task for auditing, along with which there will be an eye upon the presence of the safeguards for the redu ction of these type of threat, which also must be available and acceptable in all case of the conflict. Sometimes there are clients like the BSF that is basically working under specialized industry, the if the auditor is planning to take up the task of BSF the efficiency of the audit firm matters as it must have that much capacity by which the performances of the client firm can be evaluated with that efficiency (Kinney Jr, 2000). But sometimes the auditor does the mistake of accepting the proposal of the client without going through the keen details of the client firm, due to which there is the emergence of the threat of self-interest which is also a potential threat. Apart from all these, the auditing task must have the aim to satisfy the need of the customers by the given deadline and with much accuracy (Leslie, Teitlebaum Anderson, 1979). Relationship Between Inherent Risk and Auditing The firm that contains the threat of the audit or an audit threat that can be defined as the particular situation where there is a mismatch of the opinions that has been given by the auditor and the audited financial statements (Hasan et al, 2005). Therefore it can be said that the risks of the audit is not a particular one type, it can be of inherent, control and detection risks. The organization that is possessing the high subjective work will definitely face the inherent risk factor which has basically happened to the task of BSF Ltd. Therefore the BSF Ltd. has been involved in the presence of the work having high subjective along with the personal judgments and the opinions that indicting towards the unrestricted nature which as a resultant makes the amount of inherent risk quite high. As said earlier, BSF Ltd. has it control risk as 5%, defines that this organization is having a comparatively lesser amount of control risk or it. These types of risks arise when there is an incapacity of the controlling of the control mechanisms that has been taken for the checking up of the identification of any of the material misstatements. These issues of the misinterpretation and the misstatements are basically verified as the BSF has the required measures that will take up the internal control of BSF (McCuaig, 1998). So, therefore, it is a must the auditor should check the total amount of internal control measure that is going on with BSF. The auditor finally gives the report of having a fair, effective and well internal control for the BSF Ltd. As the position and the size of the BSF is not well picturized by the management. Therefore there is having the threat level a bit higher. Also, there is having the addressing of this type of the situation which makes the threat under control. Another risk that is important for the company is the detection risk which says about the lack of the capability of the auditors in the process of identification of the misstatements in the financial statements when there is an implementation of the procedure of auditing in a proper systematic way (Hamilton Chervany, 1981). The audit team had missed the identification of the omission and commission which will basically hinder the working process of the company and eventually makes it harmful for the use of the users. The audit team is mainly taking up the sample tests which will eventually make the reduction of the issues. For this reason, there is a model for the description of the audit risk that includes the overall figure of the threats that are a combination of all the three in their respective aspects. Therefore the total evaluation of the audit risk will be done after evaluating and calculating them in all which will eventually increase the audit risk (Hasan et al, 2005). Audit Risk = Detection Risk x Control Risk x Inherent Risk The matter of audit risk is finally carried out evaluating and identifying the threats of the task that to be audited which has much effect on the team that is assigned to take up the audit task basically aiming towards the minimizing of the threats. It is said that if there will be any type of decreasing action in the risks or the threats, then there will have the rejection of the proposal or the task of the client. The audit members always must be active in taking safeguards in decreasing the amount of the risk, that is why the detection risk is majorly said to be the residual risk which with growing time leads to the demand for the increased manpower and more period and this is the reason that needed to check in regards to the management before approving for any type of the proposal or the task (Van der Spiegel et al, 2012). Out of all the risk in the process of the audit risk, if the amount of the detection risk is more, then there will have an increased amount of the control risk and the inherent risk. Same way if there is having an inherent threat so has the increased inherent risk which eventually stated by the audit team about the decreased level of the detection risk in this case. Therefore in a final statement, there is having the high threat in the audit process of BSF also having the higher amount of both the inherent and the detection risks (Flowerday Von Solms, 2005). Therefore, the calculation of the audit risk should be: Audit Risk = Inherent risk x Control risk x Detection risk = 0.9 x 0.05 x 0.8 = 0.036 or 3.6 % When the amount of risk comes out of identification to be less than 10 %, then the audit team says it to be moderate in amount. This amount of threat when comes in the account of BSF then a there audit of BSF will be on the lower side which gives the auditor a clear signal in accepting the audit. There must be a list of the details of the program which must include the audit program of the BSF Ltd., and also there must be a discussion on the above. The program that is to be prepared must include all the general coverage of all the items that are involved in it. The audit team makes the auditing process in such a way that the audit process should be carried out with much accuracy, in addition to that making the audit team capable of the collection of the proof for the auditing process (Van der Spiegel et al, 2012). The accounting system of any of the client is ready to use only after the evaluation of the auditor by going through proper auditing procedure; i.e, the client here is the BSF Limited. The whole total accounting system is being thoroughly studied or analyzed in the process of auditing which enables is having the control over the tests that are basically meant for the collection of the proof within the given period. By going through this auditing process, the financial team of the client firm gets more assurance regarding the auditing process. The listed below are some of the audit programs or audit proposals: The details of the monthly financial reports, the charting of the account listing, all the records of the audition process and the opinions to that, The companys trail balance in year-end, the funding list and the reports regarding the allocation to the destinations, the opening balances checking, the checking of the required ledgers, the summing up of total bank details, fixing the bank statements with the official account, checking of the cash utilization, verifying the transfers and their concerned authorization, verifying the accuracy of the assets by studying the books or by physical check-up, verification of the creditors for the checking of the liabilities and finally verification of the interest of bank payments by checking all the long term and short term loans (Kinney Jr, 2000). The Concerns the Auditor Should have: The journal entries basically help the external auditors in reducing the financial irregularities by giving much efficient results for the external audit process which will result in the commencement of the auditing process and its regulation by sufficient analysis by the depart of accounting. The accuracy of the entry of the journals will be verified by the audit team which again makes the inquiry among the people or individuals who are mostly handling the process of making entries and the assigning the funds. In the case of BSF, the research and development are directly related to the success of the business that helps in taking of nay decision of BSF, though the final result is always uncertain and is dependent upon various factors of external force (Hodson Thomas, 2003). But if there is any type of success in the above then that will in later conditions used in the satisfying the need of the customer. For this reason, the work of the auditor is to give the assurance of all the activities of the research and development to be performed in a good manner due to which the targets are being identified which eventually makes the journal entries commercially effective. When BSF is intended to take up a new research process, the operating cost will always create an amount of difficulty in terms of expenditures and the capital. This amount of the capital is majorly being invested in the equipment and the collection of the materials. Therefore the audit process is basically can be said to be carried out for the fixing of the expenses which can be beneficial for the company (Chan, 1993). CSIRO played a major role in this process, as it has given the permission of a particular amount of money, i.e. about $500 million dollars out which there have the spending of $400 million dollars (Anderson, 2003). This is the meaning that the company basically made the utilization of the money in which purpose which in the later situation the management will have to answer by explaining the deviation and the issues that led the expenditure of the money in any other direction. In a Triple-Bottom Line Addendum of BSF Ltd. This process of the total extension is mostly said to be triple bottom which intended to have the contribution of the social, economic and the environmental presentation of the firm. This triple bottom gets fit in the concept of BSF by making its financial statements that are well performed. The works carried out in BSF are mostly environment-friendly and communal which makes the audit process a bit exaggerated. The approach that it has taken was at fits mostly being criticized but in later condition, it became successful in becoming a leading solution. Due to having the arising of these types of issues of the triple bottom, the auditor finds inconvenient in signing the documents for any of the further researches. But it is evident that the whole information has been based on the provided information and the endorsements. BSF Ltd. Having Exclusive Control Over the Bacteria-Based Feeds Technology. is it True and Fair? By going through from every type of actions, the auditor finally got convinced in signing the documents which are basically based on the information basing on the sufficient information received from the sources. The sources consist of the details of the market conditions depending on which the predictions and submission are made (Woodroof Searcy, 2001). After this process, there will be the production of the revenue. Therefore it becomes evident that there must not be any competition for the company as the process of pricing depends on the market demands and the market conditions. References Ackers, B., 2009. Corporate social responsibility assurance: how do South African publicly listed companies compare?.Meditari Accountancy Research,17(2), pp.1-17. Anderson, U., 2003. Assurance and consulting services.Research Opportunities in Internal Auditing. Institute of Internal Auditors Research Foundation. Altamonte Springs, FL. Chan, S., 1993.EDI for Managers and Auditors. Canadian Institute of Chartered Accountants. Cullinan, C.P., 1998. Evidence of non-Big 6 market specialization and pricing power in a niche assurance service market.Auditing,17, p.47. Flowerday, S. and Von Solms, R., 2005. Continuous auditing: verifying information integrity and providing assurances for financial reports.Computer Fraud Security,2005(7), pp.12-16. Gramling, A.A., Maletta, M.J., Schneider, A. and Church, B.K., 2004. The role of the internal audit function in corporate governance: A synthesis of the extant internal auditing literature and directions for future research.Journal of Accounting literature,23, p.194. Hamilton, S. and Chervany, N.L., 1981. Evaluating information system effectiveness-Part I: Comparing evaluation approaches.MIS quarterly, pp.55-69. Hasan, M., Maijoor, S., Mock, T.J., Roebuck, P., Simnett, R. and Vanstraelen, A., 2005. The different types of assurance services and levels of assurance provided.International Journal of Auditing,9(2), pp.91-102. Hass, S., Abdolmohammadi, M.J. and Burnaby, P., 2006. The Americas literature review on internal auditing.Managerial Auditing Journal,21(8), pp.835-844. Hodson, P. and Thomas, H., 2003. Quality assurance in higher education: fit for the new millennium or simply year 2000 compliant?.Higher Education,45(3), pp.375-387. Kinney Jr, W.R., 2000. Research opportunities in internal control quality and quality assurance.Auditing: A Journal of Practice Theory,19(s-1), pp.83-90. Leslie, D.A., Teitlebaum, A.D. and Anderson, R.J., 1979.Dollar-Unit Sampling: A Practical Guide for Auditors. Copp Clark Pitman; Belmont, Calif.: distributed by Fearon-Pitman. McCuaig, B., 1998. Auditing, assurance, CSA.Internal Auditor,55(3), pp.43-48. Parker, C., 2003. Regulatorà ¢Ã¢â€š ¬Ã‚ Required Corporate Compliance Program Audits.Law policy,25(3), pp.221-244. Raghunandan, K. and Rama, D.V., 1994. Management reports after COSO.Internal Auditor,51(4), pp.54-60. Ricchiute, D.N., 2001.Auditing and assurance services. South Western Educational Publishing. Van der Spiegel, M., Van der Fels-Klerx, H.J., Sterrenburg, P., Van Ruth, S.M., Scholtens-Toma, I.M.J. and Kok, E.J., 2012. Halal assurance in food supply chains: Verification of halal certificates using audits and laboratory analysis.Trends in Food Science Technology,27(2), pp.109-119. Weidenmier, M.L. and Ramamoorti, S., 2006. Research opportunities in information technology and internal auditing.Journal of Information Systems,20(1), pp.205-219. Woodroof, J. and Searcy, D., 2001. Continuous audit: Model development and implementation within a debt covenant compliance domain.International Journal of Accounting Information Systems,2(3), pp.169-191. Whittington, R. and Pany, K., 2001.Principles of auditing and other assurance services. Irwin/McGraw-Hill.

Divorce And Children Essays - Parenting, Family Law, Childhood

Divorce And Children It seems that more and more marriages are falling apart everyday. Divorce rates seen to be climbing astronomically. In so many of these divorces there are children to be considered. What is best for the child? Who will get custody? Will the child be scarred for life? It's really hard to say. The overall effects on our children vary according to the factors involved. I am going to attempt to discuss a few of the problems that can occur with children of divorced families and what parents can do to ease the transition. I will limit this discussion to infantile age thru early elementary aged children. Let's start with understanding the parents role concerning being together or being apart. Obviously, two parents can provide children with far more guidance, sustenance, and protection than one, and are more likely to prevent the kinds of psychological disturbance that may result from deprivations of these necessities ...When one parent is temporarily absent from the intact home, it is likely that the other will be available to ratify the child's needs in a loving way. This is not so readily the situation in the divorced home. ( Gardner, 1977). In this statement he illustrates the importance of having both parents together. This can be emphasized further with a statement from Buchanan, Maccoby, and Dornbusch (1996). Children's parents are their anchors. Parents provide the structure for children's daily lives, and even when parents are not functioning very well, children depend on them for a sense of security that enables them to cope with their developmental tasks. When one parent leaves the home, the child realizes a shattering possibility; parents are not always there. It is not hard to realize that divorce can have a devastating effect on children. Let's brake it down by age groups; infants, toddlers, and so on. DeBorg (1997) states that infants "do not understand conflict, but may react to changes in parents energy level and mood." She goes on to list possible reactions like "loss of appetite; upset stomach - may spit up more; more fretful or anxious." She says that "parents should keep their normal routines," and "stay calm in front of the child." Toddlers "understand that a parent has moved away, but doesn't understand why." I know that my son was very confused. He was only two when my wife and I separated. He seemed to display allot of anger and insecurity. DeBorg says that a toddlers reactions could include "more crying, clinging; problems sleeping; regression to infant behaviors; and worry when parent is out of sight." My son, his name is Cody, definitely fits this profile. He cried constantly. It seemed that nothing would calm him down. If you got him to go to sleep, good luck keeping him there. As far as infant behaviors go, his biggest problems were wanting to be rocked like when he was younger and trying to go back to the bottle. DeBorg say to "allow some return to infantile behaviors, but set clear limits." Easier said than done I can assure you. Preschoolers "don't understand what separation or divorce means," they"realize one parent is not as active in his or her life" (DeBorg, 1997). Their reactions could include "pleasant and unpleasant fantasies; feeling uncertain about the future; feeling responsible; and they may hold their anger inside." Deborg's first strategy listed for parents is to "encourage the child to talk." This makes sense if you are concerned with straitening out these issues of anger and feeling responsible. It seems to be the only way to really understand your child's problems. Gardner (1977, p. 42) talks of something called the "oedipal phase." He explains that this occurs between ages three and five. "This is the period... when a child develops a strong possessive attachment to the opposite-sexed parent." Gardner says that "at times the attraction can take on mildly sexual overtones toward the opposite-sexed parent...", but "the sexual desires are generally not for intercourse, the child being too young to appreciate that act." He explains that "if a boy begins sleeping in Mother's bed thoughout the night, an a continual basis, the likelihood that oedipal problems will arise is great... this holds true for a father and daughter when they are the ones who remain together following the separation"(p. 91). Learning of this has raised my concerns for my son. His mother lets him sleep with her every night, and she believes nothing is wrong with the arrangement. This is a factor I will deal with on my own, as soon

Child poverty in Britain Essay Example

Child poverty in Britain Essay Example Child poverty in Britain Essay Child poverty in Britain Essay TAQ 1: Subject: CHILD POVERTY IN BRITAIN: THE CAUSES AND THE EFFECTS. WHAT IS THE PURPOSE OF THIS SOURCE? IS IT FACT, OPINION OR BOTH? GIVE EXAMPLES TO SUPPORT YOUR Answers: HOW APPROPRIATE IS THIS SOURCE? GIVE EXAMPLES TO SUPPORT YOUR Answers: To pass on, edify, inform the reader about child poorness. Besides encourage the reader to acquire involved in assisting those affected. Both.The CPAG web log write up has used both to cover this subject. Facts have been based on assorted studies, informations and statistics. This is to farther assist the reader understand the utmost importance of this issue and how it can be efficaciously tackled.The newstateman’s web log has used sentiment based on some personal experiences. The aim of both write ups is to tend and actuate the reader to make something tangible to assist kids populating in poorness thereby undertaking the threat. The CPAG web log write up gives facts and figures aimed at doing the reader to the full understand the causes and effects of kid poorness and how the reader can lend to pull offing this issue.The newstateman’s web log used sentiment based on personal experience thereby prone to be partial. TAQ 2: Subject: CHILD POVERTY IN BRITAIN: AN Analysis OF THE CAUSES AND THE EFFECTS.The purpose of this essay is to discourse and analyze the causes and effects of kid poorness in Britain. It will get down by giving a definition of kid poorness, explicating and analyzing the causes and effects of kid poorness separating between fact and sentiment, looking into the badness of the effects of kid poorness and in conclusion, proposing ways with which this threat can be dealt with.Harmonizing to Harmonizing to the United Nations Children s Fund ( UNICEF 2006 ) kids populating in poorness are those who experience want of the stuff, religious and emotional resources needed to last, develop and boom, go forthing them unable to bask their rights, achieve their full potency or take part as full and equal members of society . The Christian Children Fund ( CCF ) definition is based on Deprivation ( deficiency of indispensable conditions and services needed for the development of a childâ€℠¢s full potency ) , exclusion ( denial of rights, self-respect and voice as a consequence of prejudiced procedures ) and exposure ( incapableness of society to manage trade with menaces to kids in their environment ) .Children life in poorness are as a consequence of being born to hapless parent ( s ) who are hapless as a consequence of assorted grounds such as unemployment or low paid occupations, deficiency of instruction, authorities policies, disablements and favoritism. When a parent lacks the needed resources such as a regular disposable income to convey up a kid, that child’s wellbeing is restricted. Other causes of child poorness includes adolescent gestation, unplanned gestation, addition in figure of individual parents ( a kid raised by a individual parent is more likely to populate in poorness than that raised by a twosome ) and deficient benefits ( CPAG 2015 ) . In United Kingdom, the benefits system is in topographic point to move as a safety barrier for people w ho are out of work or gain deficient sum of money. The world is that these benefits are barely of all time plenty to provide for the demands of these people thereby impacting their households, go forthing them to populate below the poorness line ( CPAG 2015 ) .The effects of kid poorness are non far bringing. This threat amendss a kid in all aspects- physically, socially, emotionally. A kid life in poorness is prone to ill-health, low attainment in life, low morale and a feeling of rejection. These can give rise to anti-social behavior which will in bend affect the society. Harmonizing to Child Poverty Action Group ( CPAG 2015 ) , it was reported that kid poorness costs the United Kingdom at least ?29 billion lbs each twelvemonth, ?20. 5 billion of which is a direct cost to the authorities due to the extra demands for services and benefits.To efficaciously control this issue, there has to be a corporate attempt from both the authorities and her people. The authorities has to supply profitable occupations with first-class inducements to actuate people to work ; better benefits construction, where benefits received is non excessively much to deter work and at the same clip non excessively low in which instance they are found populating below the poorness line.Mentions AND BIBLOGRAPHYChild Poverty Action Group. 2015.Child poorness facts and figures. [ Online ] Child Poverty Action Group. Available at: A ; lt ; hypertext transfer protocol: //www.cpag.org.uk/child-poverty-facts-and-figures A ; gt ; [ Assessed 16 February 2015 ] .Enrique, et Al. 2006. Children life in poorness:Overview of definitions, measurings and policy.[ Pdf ] New York: United Nations Children’s Fund. Available at: A ; lt ; hypertext transfer protocol: //www.unicef.org/Children_Living_In_Poverty.pdf A ; gt ; [ Assessed 16 February 2015 ] .TAQ 3: CHILD POVERTY IN BRITAIN: WhyYOUSHOULD ACT.Child poorness in Britain is a phenomenon that should be addressed by everyone whether an person i s being classed as in-between category citizen or non as it affects the whole society in the long tally. Having read through a few articles on kid poorness, interesting facts and figures has made me both funny and emotional. Harmonizing to the Child Poverty Action Group’s compose up ( CPAG 2015 ) which I read on-line, there are presently 3.5 million kids populating in poorness in the United Kingdom, that’s a ratio of more than one in four. These childs live in distressing conditions, frequently left cold and hungry, unable to play and hold fun with friends or even travel on school trips. All these state of affairss affect them in the long term. The CPAG web log besides reported that by the age of 16, kids having free repasts at school achieve 1.7 classs lower at GCSE than their wealthier equals ; they leave school with lower makings which in bend lead to lower net incomes over the class of a working life clip and it has besides been projected that 4.7 million kids will be populating in poorness by 2020.I personally find these figures shocking and saddening and I believe that while the authorities has a duty to her people, companies and single members of the society all have a function to play if we are to undertake this issue efficaciously.Additions in the figure of individual female parents or parent, unplanned gestations, teenage gestations are some of the implicit in causes of child poorness. Adolescents ( childs who think they are grownups and matured plenty to do major determinations, experience it is their God- given right to be rebellious and can barely take attention of themselves ) should non be holding kids. These adolescents need to be sexually educated, encouraged to acquire involved in profitable activities that will open their heads and spread out their skylines so they can tap into their full potency. This is non to state that sometimes these childs would non derail from the right way. This is where holding a strong household unit comes into drama. If and when they do, they need to be supported emotionally, physically, financially particularly by household.Companies ( minor, major, multi- national ) should besides be involved. These companies should hold a societal duty to the community in which they are runing. Having support groups, organizing runs, doing regular contributions in hard currency and in sort and making consciousness will do. The authorities should non be less concerned. She has a responsibility to supply basic comfortss, profitable occupations and benefits construction that will actuate and animate her people.Childs are gifts that should be cherished. They should non be born to endure and populate in poorness. They need to be nurtured in love because they are after all-OURhereafter.

Consumer protection can best be achieved through competition Essay - 1

Consumer protection can best be achieved through competition regulation ensuring a functioning competitive market. Discuss - Essay Example Thus, to understand how competition regulation benefits the consumer, it is critical to also first appreciate how competition regulation is related to the consumer protection regime2. This paper will begin my discussing the major completion regulations in the UK, before discussing the effect of competition regulation on the functioning of a competitive market. This will lead on to a discussion on how competition regulation’s effect on market functioning strengthens the consumer protection regulatory regime. Competition regulation policy in the UK, as well as the EU, is based on four fundamental pillars. The first pillar involves cartels and anti-trust, including the elimination of agreements that act to restrict competition, such as price-fixing by dominant market players3. The second pillar involves market liberalization that seeks to introduce renewed competition in sectors enjoying monopolistic tendencies, including postal services, energy supply, aviation, and telecommunications. A third pillar is state aid control, through which competition regulation policy analyses measures of state aid to ensure they do not distort market competition. The final pillar is merger control, through which governments investigate take-overs and mergers to avoid domination of the market by large business groups. UK competition regulation is anchored in legislation and there have been sustained attempts to enhance competition regulation since 1948. The Monopolies and Restrictive Practices Act 1948 was the UK government’s first legislative attempt to regulate competitive practices, specifically by setting up the Competition Commission to block mergers that would threaten public interest4. The Monopolies and Mergers Act 1965, in turn, empowered this commission to investigate possible and actual mergers, especially where there was a risk of increased monopoly power. In the meantime, the UK government got the

Pharmacology Assignment Example | Topics and Well Written Essays - 750 words

Pharmacology - Assignment Example Here, they are absorbed into the blood through the epithelial cells and into the blood stream. From the bloodstream, they may enter the tissue fluid and then into the cell where they are metabolized and converted into active form. During this process, the drugs encounter several obstacles in their path that they have to overcome. They occur at almost every stage of the process from administering to action at the target sites. The main barriers are the cell plasma membrane, epithelial cells, endothelial cells, blood capillaries, glomerular membrane, capillaries and renal tubules among others. The plasma membrane is a lipid barrier. It only allows passage of lipophilic molecules and hydrophilic molecules, like water, into the cell. It is partially permeable to larger molecules such as larger lipophilic ones. The intestine is the main site for absorption be it drugs or food. The gastrointestinal epithelium also acts as great barrier to the movement of drugs. This layer is a single cell thick. These cells are closely packed together making it difficult to for drugs to move from the intestines into the blood stream. The layer is covered with a mucosal membrane which bars the movement and absorption of the drug. The drug has to go through two plasma membranes to get to the bloodstream. In the bloodstream, the drug is transported to various tissues where the vascular endothelium must be overcome for the drug to enter the tissue. The cells may so closely packed together that they impede the passage of large drug molecules into the tissue fluid. A good example of vessels with tightly packed epithelial cells is the capillaries at the central nervous system. The endothelial cells may also be loosely packed making it easy for the body to eliminate the drug. The spleen has ‘leaky’ epithelial lining. There is also the capillary membrane that is very selective of the size of molecules that go through. They allow movement of both polar and non-polar molecules. Thi s is useful in the kidney during elimination of drug and waste products that are polar. The kidney is a site for drug elimination as well as re-absorption. Due to the nature of its membrane, only non-ionized and lipid compounds get reabsorbed (columbia.edu). The method of transportation also affects drug activity. Methods such as active transport require a lot of energy to perform, therefore, delaying the time of action of the drug. There could be delays in the time taken for the stomach to empty its contents into the ileum, thus, postponing absorption. Intestinal motility is also crucial when bringing the drug into contact with the cells of the epithelium for absorption. The duration of contact between the cells the drug should be adequate to promote absorption. For absorption to be successful, the flow of blood should be high for maximum absorption. Blood determines the diffusion gradient. Other factors that affect the rate of drug absorption include: the food we eat, the pH of th e gastrointestinal environment, age and state of health (Washington et.al, 2000). Question 2 The half life of a drug is the time it takes to for a drug to move from full pharmacological, physiological and radioactive potency to half. This information is useful to the nurse in that is informs him or her that the drug might not be as effective. The nurse should therefore request fro the replacement of the drug with a potent one. This will ensure a patient receives proper treatment using active drugs.

Results and Discussion Essay Example | Topics and Well Written Essays - 2000 words

Results and Discussion - Essay Example After leaving the substance in the test solution for some time, it is weighted to measure the extent of loss in its weight. It is considered to be the effective method of testing the material’s characteristics. In this chapter, a graphical representation of corrosion testing is given. The corrosion testing was performed with the solution of Nacl with the quantity of 0.9%. Ocp vs time A Pictorial Representation of OCP verses Time with sliding and no-sliding depiction. On x and y-axis, allocation of time and potential mV is given. 4.2 Tribocorrosion The second phase of experiment involves testing the tribocorrosion properties of materials. In the process of potentiostatic measurement, an application of a potential that is constant is applied on the sample with the measurements taken within a period of time. A curve is obtained as a result of this electrochemical process. Here the results of the experiment have been presented in graphical form and in the form of profiles. It has been shown that the effect is of two types in which one consisted of sliding and the other with no sliding. When sliding is done with OCP, it causes damage in the passive film. However, on current, sliding has the effect of increasing it at a significant level. It is important to mention that tribocorrosion is considered to be an invaluable area of research which needs further investigation by various researchers in future. The figure describe the test 1 in a graphical form where time versus potential mV is plotted at x and y-axis. The potential is shown to be increasing slightly with the time till the end. It can be seen from the figure given above that OCP as depicted in blue remains constant throughout except at starting and a near end point at 8000 and reach 0.3. However, HE OCP as exhibited in red color reached at a higher point at 0.4 where other points are the same as OCP. The figure represents the testing of distill water in a graphical form. The graph shows distill water go ing at the point between 0.4 and 0.5 reaching at 7000. The water was shown to be increasing rapidly at the starting point and slightly decreased at the other points till end. The figure represents the test at -750mV with the comparison of HE at-750mV. It is clear from this graphical representation that at-750mV final point is 8000 with 0.5 at y-axis. However, HE at-750mV is at the point above 0.4 but lower than 0.5. In the figure given above, a comparison of at+ 500mV has been given with HE at +500mV in a graphical form. -500mV is at the point 0.3 ranging from 0 to 10000 x-axis. However, HE at+500mV is shown at the starting point of zero from where it started increasing. The rate of increase remained constant for a while with a great decrease at the point of 10000. In this figure the load effect has been seen in forward direction and the results show slightly varied levels of load. The graphs depicts that at the load 0.5 COF began to increase and gets stable with the passage of time . However, the other loads show the stable position of COF at various points. This figure is the representative of effect of load in forward direction and shows average COF to increase considerably with loads. However, it decreases after some time and in the end does not require dependency of a load. The graph represents the effect of load in reverse form in which

Traditional Banking Versus Online Banking Information Technology Essay

Traditional Banking Versus Online Banking Information Technology Essay Internet banking is a fact of life for many individuals today with a busy lifestyle. Some individuals will have a brick and mortar bank that offers Internet banking in addition to going to the brick and mortar location. Other banks exist only on the Internet that do not have a physical location. Benefits Internet bankings major benefit to account holders is convenience. It allows an account holder to monitor usage of his account and perform basic transactions online for his banking account. Considerations If an individual opens an account at an online-only bank such as ING Direct, access is limited to their account. If the bank account owner can not find a location with Internet access, she will be unable to perform transactions on her banking account. Disadvantages When using an Internet banking account, the account owner may have no face to face interaction with a bank employee if the bank does not have a brick and mortar location. This can make resolving disputes more difficult as the account holder will have to make a phone call and possibly wait on hold, or be forced to send an email. Bonuses There are some Internet banking companies such as ING Direct that will allow a customer to receive a monetary bonus for opening an account with them. The bonus varies based on the promotion the Internet banking company is running at the time. Warning  · Conducting your banking over the Internet can be you at a significant risk of scams and fraud. Make sure when using your internet banking account you are accessing it through a secured network, and never provide your account password to anyone. Online banking versus brick and  mortar Posted on April 9, 2008. Filed under: Banking,Investing and Saving | Online banking is something that no one could have predicted. Now you are able to access your accounts at any time, make payments and see your statements from home without going to the local banking branch. Online-only banks have also sprung up with no actual branches, just a virtual account that promises higher savings rates and a slew of conveniences. For the average person, it would be perfectly acceptable to have both an online banking account and a brick and mortar bank. Online banks generally have the best rates as they strive to cut costs by hiring a limited amount of workers (no tellers needed) and avoiding the costs of buildings, atms etc. The downside is a limited access to money and the inability to go to the bank and talk to a person if you need to. Most online banks will allow you to pay bills online, however, they do not offer easy withdrawals like the thousands of offline brick and mortar banks. Brick and mortar banks are best for people who demand customer service. From the availability of many banking options, fee-free ATMs open 24/7 and the candy at the corner of the banking desk; brick and mortars have it all. They also have many costs that cut into savings rates, and make their lines of credit and loans more expensive. Brick and mortars offer a high level of comfort to customers, ensuring them that their money is right around the corner when they need it, rather than just a digital number on a computer screen. For long term savings, an online bank is the winner hands down. Savings rates at online banks are much higher and the fees are much lower. An online bank is perfect for an emergency fund, or other savings that you do not need on a day to day basis. A brick and mortar savings account will never become obsolete, it is far too convenient, even though the rates are traditionally much lower. Keep just enough in a brick and mortar account to utilize it conveniently, and keep the substantial savings at an online bank to earn more in interest. For most people, two accounts is now the necessity. Traditional Banking Vs Online  Banking Internet banking works in a similar manner to traditional banking, the major difference being the way one is making payments, accessing his account and personal details, and reconciling statements. Rather than visiting the local branch of his bank, the customer uses his computer to complete transactions. Internet and traditional banking have their pros and cons to consider. The choice of online vs. brick-and-mortar banking is often based on ones lifestyle and priorities. As a major advantage of internet banking, the customer can accomplish multiple tasks in the comfort of his home. Efficiency is what makes online banking attractive to customers: they can pay bills, move money between different accounts, check multiple accounts, and much more. Banking is fast and saves customers valuable time. Transactions are completed in seconds and one can print out the receipts for his personal records. The customer may access his account at any given part of the day, even during weekends and holidays. Moreover, the online account may be accessed from any place around the world, provided that internet connection is available. Online bank accounts make banking expedient, convenient, and inexpensive. Many banks charge fewer fees for the online banking services they offer. Furthermore, banks have higher interest rates on savings accounts and certificates of deposit, and offer more financial services and products. Customers dont need to buy envelopes and stamps, run to the post office at the last minute, and risk being late on their payments. Monthly bank statements and bills can be accessed electronically. Finally, online banking employs sophisticated tools that help manage ones money and accounts with ease. Despite increased security measures and the availability of anti-virus and anti-spyware programs, identity theft is still a concern. Other threats associated with online banking include phishing and hacking of online accounts. Time is among the precious commodities, especially for multi-taskers. On the other hand, some people prefer to visit their local bank and interact with the teller in person. Customers can turn to the banks special account representative or even to the bank manager. Clients are physically present when cash is handed over to them and when they place valuable items in their safety deposit boxes. When customers hold their money in banks, they expect to have them available when required. The Federal Deposit Insurance Corporation offers coverage of up to $100.000 if banks cannot cover their clients accounts. Most banks have increased the level of security by installing more surveillance cameras and hiring a larger number of security guards. With traditional banking, customers are better protected against identity theft. However, security is still a concern with traditional banking. While criminals cannot hold a gun to ones personal computer, they can rob a bank the traditional way. Inconvenient locations, fixed schedules, and more limited financial services are some of the disadvantages associated with traditional banking. In contrast to internet banking, customers opting for traditional banking services need to draw money before using it. The FDIC (Federal Deposit Insurance Corporation) pays up to $100,000 of coverage, in case that a bank cannot cover its accounts (both online and traditional). However, protection from identity theft is an aspect of banking that traditional banks take better care of. Disclaimer: This article is provided for educational and informational purposes only and should not be considered a substitute for professional and/or financial advice. The information found in this article is provided AS IS, and all warranties, express or implied, are disclaimed by the author. Top 5 Reasons to Use Online  Banking In recent years online banking has become increasingly popular, and many consumers have benefited from being able to conduct all of their banking transactions online without having to resort to queuing in the local bank or spending time trying to get through automated switchboard in order to speak to someone on the phone. Online banking allows you to run your day to day finances, and manage your bank account, with ease and convenience, and with this method of banking you are always in control. With online banking you get to enjoy convenience, ease, speed, and increased control, which is why so many people now decide to conduct their banking transactions online rather than at a branch. The main reasons many people opt to use online banking are: 1. The ultimate in convenience: When you use online banking you can conduct your transactions from the comfort and privacy of your own home, so you wont have to worry about going out to your local branch, spending time queuing up, and trying to fit your banking commitments into your busy day, which can be particularly difficult for those that work full time. 2. No time constraints: With regular banking you are restricted in terms of when you can contact or call in to the bank in order to conduct transactions, and this can prove difficult for those with busy lifestyles and full time jobs. However, when you opt for online banking you can conduct transactions at any time of the day or night, which means that you can effectively manage your account around the clock. 3. Do everything you need to online: You will find that you are able to conduct pretty much any banking transaction that you can perform by phone or visit to your branch by going online, other than withdrawing and depositing cash. This means that you can effectively control your finances from the privacy of your own home. 4. Increased security: Banks now use very secure software to ensure the safety and security of customers, making it safer than ever to bank online. Just remember never to link to your bank account from an email link, as this could be a false link, and do not save your banking passwords and security details on a shared computer that could give others access. 5. 24 hour access to your account: With online banking you can access your account 24 hours a day, conducting transactions such as making bill payments, checking your balance and statements, setting up or cancelling direct debits and standing orders, and more. Gone are the days when you could only gain access to you bank between the hours of 9.30am and 3.30pm. How brick Mortar Banking Model will become a thing of past- Robin Trehan The reason is that maintaining bank locations is extremely expensive and hurts the bottom line. Each physical branch generates a laundry list of expenses, including rent, insurance, real estate taxes, utilities and employees. ; Attachment FOR IMMEDIATE RELEASE PRLog (Press Release) Sep 01, 2009 How brick    Mortar Banking Model will become a thing of past- Robin Trehan A penny saved is a penny earned. That is why the banking industry needs to continue to shift to an online model for business banking. There is no longer any need for a bank to have several brick and mortar locations in every city. The reason is that maintaining bank locations is extremely expensive and hurts the bottom line. Each physical branch generates a laundry list of expenses, including rent, insurance, real estate taxes, utilities and employees. If the branch is located in a major metropolitan area such as New York, Chicago or Paris, operating it is even more costly. It makes much more sense for the bank to provide only ATMs in metropolitan area and locate its main center of operations in a suburb. Customers can easily and quickly handle their banking business online, at an ATM or even over a mobile phone at any time of the day or night. The technology keeps getting more sophisticated even checks can now be deposited using a picture taken by a cell phone. Even if they are out of the country, customers who bank online can access their accounts at any time with ease. The savings realized by eliminating unnecessary branch locations can be passed on to the banks customers in the form of a higher interest rate. However, there can be some challenges when it comes to moving business banking out of the building and into cyberspace. Like many new ideas and ways of doing business, it will take some time for people to get used to. Banks need to make sure that all their business customers understand how online banking works and why it is a safe option. It can be helpful to point out that online banking is actually in many ways more secure than the traditional model. For example, customers can be quickly notified via email or text if there is unusual account activity or if an account is close to being overdrawn. They can then take appropriate action (a balance transfer, for instance) immediately rather than having to wait to visit a branch. Online banking is truly an idea whose time has come. The internet has come a long way since Tim Berners Lee discovered it under two decades ago. There have been remarkable progress to create value added services from the internet, among them online banking. The capacity to use internet to deliver online banking services is yet to attract due attention from scholars on the impact of online banking on the efficient delivery of services by the bank (Harnando, Nietoa, 2006). The most obvious contribution online banking has brought to the banking industry is the reduction of overheads that would have otherwise been incurred particularly in relation to the staff and advertising and others services like information technology as no special software is needed (wikipedia 2007[online]). The reductions in costs in those areas have undoubtedly added positively to a bank bottom-line. The emerging consensus on the future role of online banking is that it can be used to add value to overall banking services as appertaining service delivery, but onlin e banking has failed to marshal potent force to dislodge physical banks branches. The reason why online banking is yet to dislodge the brick and mortar traditional branches is because risk management on online banking applications have not walked with tandem with other advances in information technology. The imperfections of technology sometimes mean that online banking may not be a perfect substitution for a bank branch, and some functions (such as depositing cash) might still require the need to have physical branches for some foreseeable future.   There are three major ways in which financial institutions exploit the internet (Ramakhrishnan, 2001), or basically online banking means these three things. They can do it for information purposes whereby the bank can disseminate information about its products over the internet. Secondly, online banking can be about communication with a certain identifiable set of people (in this case a customer) about matters of interest to them such as account information. Thirdly and at the highest level, online banking can be transactional, whereby a customer may give the bank a certain mandate to operate the account in a certain way, like to make payments to a third party. This would happen without the customer stepping into the banks hall. Numerous risks abound in online banking, and it is impossible to discuss here them all (Comptroller, 1999). But the main ones are, Credit risk Interest rate risks Foreign exchange risks, Transaction risks, Compliance risks, Reputation risks. Risks arise from events, foreseen and unforeseen, that may have an unfavourable effect on the banks earnings or capital. The risks are not particularly peculiar to online banking, but they become more potentially threatening in online banking. Bank management for online banking system may be ill advised to leave these risks to the IT department to handle. Many of them require the management careful considered exercise of discretion. This may involve the establishment of effective management controls over the online banking risks, for instance accountability and appropriate policy directives for containment of these risks. New online banking projects that have a risk factor should be reviewed by the management and they should ensure that adequate technical expertise is available at all times. For securities risk management strategy, the banks should have in place adequate identification (authentication) of online banking customers before a transaction is carried out. Measures should also be in place to ensure that such customer cannot deny he transacted over the internet. Measures should also be in place before embarking on an online banking project to protect customers privacy and Know Your Customer rules for online banking customers should be stricter than usual (Basel, 2001).

The difference between Classical music and classical music? :: essays research papers

In this essay I am going to look at the differences between Classical music and classical music. There are many differences between the two, one is an era and the other is a type of music. Classical is an era, it is from about 1730 to just after 1800. There are 5 different periods in time (for music), Renaissance, Baroque, Classical, Romantic and Modern (20th Century). At this moment in time, we are still in the Modern period of time even though we are in the 21st, not 20th century. A few people who contributed to the music in the Classical era are: Ludwig van Beethoven, Joseph Haydn and Wolfgang Amadeus Mozart. The period that came before the Classical period, the Baroque, was a time of ornamentation and cluttered sounds. The Classical period focused on the opposite types of sounds- music during that period was orderly, uncluttered, well planned and precise. Music was expected to be technically pleasing and grounded in certain traditions and styles that had been "approved" by the public, often quite formal. Composers were seen as workers who were hired to write music that would please their employer. Vienna, Austria was the center of musical activity during the Classical period. Composers traveled from near and far to study with music teachers in Vienna. Vienna was such a hot spot for musicians that a style was even named for much of the music composed during the time: the "Viennese Style." The size of the symphony orchestra was growing, allowing composers to create more complicated pieces calling for new instruments that made unique sounds unheard before this time. Opera remained very popular, as did symphonies (large works with several sections composed for entire orchestras to play), concertos and sonatas (pieces featuring one instrument). Classical music (with a lower case ?c?) is completely different from Classical music (with a capital ?c?), classical music is music that is quite formal, and usually played by an orchestra that has lots of string instruments.

Huxley Maquiladora

Internationalization of a firm is often defined as its cross border business activities, which include trading resources and final products or services, capital transactions, and widening human resources. By adopting internationalization, a firm can expand its market size, minimize operation cost, and enhance competitiveness. Relocating production plant to Mexico from Texas, Huxley sets the first step into internationalization.The movement of the manufacturing site can save a significant amount of production costs like transport tariffs, labor payments and taxations. Huxley Maquiladora should utilize the benefits offered by the new location and NAFTA, and hence focus on research & development in order to improve innovation aspect. Since we enter into technology-bombard world, hi-tech is the next step to internationalize. Only by upgrading effective know-how is the solution of long-term growth and market power maintenance.There are three ways to internationalize in Mexico: subcontract ing, shelter operation and wholly owned subsidiary (WOS); however in term of Huxley’s domination power, it should mainly consider shelter operation and WOS for bigger profits and larger sustainable plans with the option of locating either in Ciudad Acuna or Saltillo. Both shelter and WOS provides the company complete control over the quality and production management, but the costs and the set-up procedures are completely different. In this case, I would suggest applying shelter operation in Saltillo.First, shelter offers a faster, simpler, and cheaper start up than WOS; it only takes about 45-120 days to turn from authorization to actual production rather than six months to a year as WOS. Also, with shelter, the company does not have to worry about choosing appropriate plant site, recruiting and training new employees, cultural practice differences, complicated taxations, getting official legalized permits and licenses, and developing a close and healthy relationships with a ll government levels.The only cost involved in shelter operation is paying the shelter service provider in term of working hours with the rate of roughly $3. 5/hr. By paying this money, Huxley can enjoy administration, HR management, and trading services without a panic. And often times the payment rate is negotiable with a long-term contract, so in the long run it may cost less than what it seems like. Furthermore, if the business is doing ell, then it is easier to become a physically locally present company than starting from zero. Ignoring the complications and hazards, the company can fully employ its higher skill-level manpower to R&D and thus come up with more up-to-date concepts and products, which is beneficial to both the firm and consumers. As far as the location choice, Saltillo has a better doing business environment than Ciudad Acuna overall.According to the information provided, Saltillo has a higher educated population with a lot more females, which is more favorable to Huxley as it highly demands skillful and fast learning female workers for lamination and filing processes. Moreover, the transportation is more developed and efficient in Saltillo, like it is closer to the international airport with more and higher capacity operated airlines, along with well urban connected highways and railroads, and more importantly it offers 100+ tons/day cargo service, which Ciudad Acuna does not.With this feature, trading and other transactions can undergo smoothly, frequently, and effortlessly. To add on, there are more industrial parks that give the company a larger degree to compare various service providers and pick the best fit one. Even though the labor and water costs are more expensive in Saltillo and the average round trip from Saltillo to the US border costs $850 more than that from Ciudad Acuna, Saltillo is still more attractive to a manufacturing business.It is because it contains more conditioning beneficial infrastructural features, which I bel ieve can help achieving the goal of profit maximization, and with that being said, the benefits will overshadow the higher cost rates after all. To conclude, the decision of Huxley on moving the production line across the border to Mexico can enhance its profit earning and Mexico’s economy and bring opportunities to local people, as well as the relationship between the two countries. A successful internationalization can lead to positive ripple effect worldwide.

What a Certain Visionary Once Said by Tomson Hemingway

What a Certain Visionary Once Said by Tomson Hemingway Introduction The essay, What a Certain Visionary Once Said, by Tomson Hemingway is an attempt by the author to relay his feelings over what he perceives as a loss of connection to the natural world by present day society due to its constant quest for modernization. He does this by relaying visions of flat prairies, unspoiled forests, vast untouched landscapes and a certain wildness to the surrounding areas that Hemingway indicates is a scene few people appreciate today. Advertising We will write a custom article sample on What a Certain Visionary Once Said by Tomson Hemingway specifically for you for only $16.05 $11/page Learn More This is in contrast to the brick, mortar and asphalt scenery people are used to that has become synonymous with a modern day existence. In fact it can be seen in the essay that Hemingway indirectly criticizes the modern day lifestyle of mankind by indicating that the waters far from civilization are purer and cleaner and thus safe to drink without any worries. What must be understood is that most rivers that go through various cities and population centers in the world today such as the Yangtze River in China, the Ganges in India, and the Pasig River in the Philippines are polluted and unsafe for human consumption. This is a direct result of modern day industrialization and as such most people today are rather reluctant to drink from water sources that are not from a bottle or untreated from a faucet. Contrasting Nature and Modern Lifestyles Hemingway indicates that in places far from todays population centers there is a certain beauty and purity to the area where a person can sit back, relax and absorb the sounds and sights of nature. This view is in direct contrast to the rapid and fast paced lifestyles most people experience wherein speed and efficiency take precedent over slow meaningful appreciation. From start to finish the essay is a way in which a person can contrast their modern day lifestyle with the visions of pure wilderness that Hemingway is attempting to relay. In fact it can even be assumed that what Hemingway is attempting to accomplish in this essay is that he wants people to question whether the modern lifestyles they are enjoying at the present is truly worth what they lost in terms of their connection to nature and an appreciation for its unique wonders. Towards the end of the essay the author mentions that not only does the Earth have an emotional, psychological and spiritual life but it is not really ours in the first place. One interpretation of this is the belief of the author that the entire planet is a living, breathing entity that is not ours to bend to our will but rather for us to appreciate, examine and enjoy the natural wonders it has. Conclusion In conclusion it can be said that the entire essay is a form of critique against modern day lifestyles where the author uses examples drawn from nature in order to show the difference between what was lost and what was gained. Overall the essay was a fantastic piece of literary work and speaks volumes of how as a species we have lost our connection to nature and that in itself is a great tragedy.Advertising Looking for article on environmental studies? Let's see if we can help you! Get your first paper with 15% OFF Learn More

Ginzburg Essays - Art History, Painting, Style, Gottfried Semper

Ginzburg Essays - Art History, Painting, Style, Gottfried Semper Ginzburg Proceeding from the following quote, briefly explain Ginzburgs historical model of stylistic change, referring back to Volliet-le-Duc and Gottfried Semper wherever appropriate. A Flower grows in the field because it cannot help but to grow: thus it cannot contemplate whether or not it is appropriate to the field that existed before it. On the contrary, by its very appearance, the flower transforms the general image of the field Ginzburg talks about the formal development of styles and how the modern architecture is grown from the past but isnt necessarily based on the past. These ideas are very much shared by Semper. This growth is singular and linear, based on a preceding proposition, each out growing the latter, but not continuing the old. a person making use of the achievements in electricity cannot, under any circumstances, be forced to revert to steam power. Gottfried Semper explains this form of thinking very well in that, we learn from the past, we cannot copy it, as this is a waste but rather we cannot turn our backs on this existing knowledge, and previous epochs. The development and changing of styles is a meshed concept. There is no end or beginning of styles. Ginzburg explains the life of a particular style as a growing organism in that it is born, lives out its youth, matures and lives out its old age, but never dies, but rather atrophies. This is why the actual timing of a style is impossible to track, for there is no death of a style, the life of the style atrophies. Styles cannot be erased because they are not physical elements to knocked down and demolished. So when an epoch forms, there is a trace of the old style, a marking, like a child would have of his parents. Each style has a genetic imprint of its parent, history. A flower grows in the field because it cannot help but to grow A flower germinates in the grown and is thus, it is born. This organism grows in its field, no choices, no alternatives, but it still grows. This flower could wither and die, for what difference would it make? But does it know that its individual expression of color and aroma could be the single characteristic that beautifies its surroundings. A style that in its own being, transforms a hideous field into a breathtaking space. This theory of style stands true to the linear growth of architecture. Style will continue to grow and thrive, without its own predetermined plan. Each bit of architecture is born, and lives through maturity. This excerpt is taken from the given quote above. It assesses the revolution Ginzburg prescribing for Russia. Ginzburg talks about how the architects in Russia, like the flower, doesnt have the choice of banishing the historical development of architecture. But that their styles can transform t his field into a flowering spectacle.

Probability Theory in Decision Making Essay Example | Topics and Well Written Essays - 500 words

Probability Theory in Decision Making - Essay Example Firstly, it must be understood that the sale of juice by coffeeTime is a move to just boost the revenues of the company in the ongoing food festival. The second row (A2) of the table just goes to show that. The nil entries in all the 3 rows signify that any decision of the company against selling fruit juice will have no impact on the sales of coffee, which of primary interest to the company rather than selling fruit juice. There is also an interesting observation from the first row (A1). This row depicts that the sales for fruit juice are expected to register figures of a mere Rs.2000-3000 in the case of the mid-high range respectively. But, if the company suffers a low turnout, then the expected loss ifs around Rs.6000. This is much more than the sales for the highest possible sales turnover as has been previously mentioned. All this goes to show that the company is less likely to benefit in any major way and more likely to incur a loss in the eventuality of selling fruit juice. Th us, it is advisable not to proceed with the proposed plan of selling fruit juice at the south-Asian food festival. b. Firstly, the company can use the Bayesian logic for making any analysis only from data collected from other countries where it has its operations currently.

Employee Monitoring Essay Example | Topics and Well Written Essays - 2500 words

Employee Monitoring - Essay Example 1). What U.S. employers can do, and what they should do to maintain a productive workplace, may be two different things. The short-term gains of increased security and perceived productivity can lead to long-term losses in employee morale and greater health care costs from stress and injury -- concerns that also have costs associated with them. This paper will examine the issues of employee monitoring, particularly regarding computer and Internet behaviors, to see whether these policies are good for business. Developments in legal thought and workplace application will be tracked from two early and often-cited cases, Shoars v. Epson No. SWC 112749 (Cal. Super. Ct. 1990) and Smyth v. Pillsbury Co., through a recent case that would seemingly demand an employer's duty to monitor in Doe v. XYC Corp NJ. Super., A-2909-04T2. outside the workplace" (Kizza & Ssanyu, in Weckert, 2). As workplace computer and Internet use increase, so does monitoring of those activities. Correspondingly, more software is now available and affordable for employers to monitor everything from e-mail use to downloading activity to keystrokes per hour, which the authors say has made the monitoring behaviors more evasive and intrusive. Sales of e-mail monitoring software alone have jumped from $139 million in 2001 to an estimated $662 million this year, according to International Data Corp. (Wakefield, para. 1). Historically, emplo Historically, employee monitoring evolved from production line supervisors standing over and watching line workers to ensure they remained on task and tally sheets to record work output. In its early days, Ford Motor Co. would send investigators to inspect employees' homes and finances to determine if they were worthy of the company's profit sharing options (Lewis 21). Employers have long been concerned about employees' non-work-related telephone usage, both in terms of time and long distance costs. Video surveillance in work areas has long been a matter of fact, to protect both employer and employee interests. Drug testing became an issue first for public transportation employees in the 1980s and now many companies require pre-employment screening. Credit, criminal record and other background checks and psychological testing are also common, especially during the interview and hiring stages. Author Frederick S. Lane III, in his book The Naked Employee: How Technology is Compromising Workplace Privacy, explains that businesses are knowingly taking a risk when they implement monitoring policies. They are balancing the cost in time and dollars of surveillance and in lowered morale against the potential returns. "The bet is that the investment in increased surveillance will pay off by reducing employee theft and sabotage, increasing productivity, preventing lawsuits, avoiding violent incidents in the workplace, and preventing terrorist attacks" (11). Early computers were hardly worth worrying about, Lane notes. But the advent of Windows technology and the Internet give plenty of diversions, from solitaire games to shopping. Necessary Evil Employers have legitimate concerns for monitoring employees behavior beyond productivity measures. Security issues range from protecting trade secrets to safeguarding confidential customer data. Excessive use, particularly in downloading

Unemployment and its Effect on Consumer Spending Term Paper

Unemployment and its Effect on Consumer Spending - Term Paper Example Unemployment and its effect on Consumer Spending Unemployment has been a major issue that has been prevailing in every country’s economy since the global economic recession hit the world during the year 2007.This is calculated by the dividing the total number of unemployed population with that of the employed ones in the country. Unemployment within a country can bring upon many different negative issues within an economy and this could further deteriorate the country’s performance. Consumer spending is an issue that is considered to have an inverse relationship with unemployment. This relation can be graphically presented as follows: Consumer spending is the total aggregate demand of goods and services within an economy. Consumer spending, in simpler terms, can be referred to as the expenditure made by an individual. Consumer spending usually gets affected by different factors prevailing within an economy. There are many different factors that can vary the level of consumer spending. Unemployment has brought upon sev ere effects on consumer spending within the entire world. An increase in the level of unemployment was seen when the recession hit within the 2007, although this recession is considered to be the second recession within the same decade i.e. 2000 – 2010, it had severe negative effects. The reason that the 1st recession was less damaging was because during that period i.e. 2001-2002, people carried out their respective expenditure trends because they availed the mortgage facility. On the other hand, consumer spending was severely affected during the second recession period i.e. 2007.... Although the Bureau of Labor Statistics within the United States showed a reduction in the unemployment rate i.e. a fall of 0.4%, people still find it really difficult to find jobs within the country. According to many different commentators, the figures provided by the Bureau of Labor Statistics do not prove to be closer to reality. According to these commentators, an average unemployed worker approximately needs 33 weeks to find a job for himself. Such fall back and deteriorating facts contrast the figures provided by the Bureau of Labor Statistics and it is for this reason that many commentators have considered it to be bias (Jacob, 2011). The recent unemployment rate within the United States can be graphically shown as below (WSJ, 2012) This increase in the rate of unemployment has led to a reduction in the consumer spending level within the United States. Unemployment and consumer spending have contrasting issues i.e. they are inversely proportional. An increase in the level of unemployment would definitely reduce the level of consumer spending within an economy. Consumer spending is a necessary element that is required to stimulate an economy and it is for this reason, many governments try to put in proper monetary and fiscal policies that may increase consumer spending in order to reduce inflation and maintain other economic factors within a country. The United States consumer spending level has not been pleasing during the past few years. According to the US Commerce Department, the consumer spending has risen by just a minute 0.1%. This increase has been considered to be really low as opposed to the predictions made by the US Commerce department. The United States

Conscription Crisis Canada 1942 Essay Example for Free

Conscription Crisis Canada 1942 Essay Despite King’s promise, in 1940 the government passed the National Resources Mobilization Act, a law that authorized limited conscription of Canadian men. From 1940 to June 1941 when Hitler invaded USSR, Canada was Britain’s most important ally. This was a time of crisis; the Nazis were in control of Europe and were steadily expanding their power and influence. Pressure mounted on Prime Minister King to increase Canada’s contribution to Britain, including soldiers. Supporter to conscription pointed out that Britain had the draft and the Canada should follow its example. But king believed that he had kept there would be no conscription for overseas service. In 1942 he decides to hold a plebiscite that would ask votes directly, heather they would permit king to break his earlier promise. On April 27, 1942, the plebiscite was held. When the votes were counted King’s worst fears were realized- English and French Canadians were clearly split on the issue. English Canada voted to release King and bring in overseas conscription. In August and September of 1944, Canadian troops were fighting fierce battle in Europe and losses were a heavy. Army commander overseas believed they needed 15 000 new troops to maintain Canada’s ability fight the Nazis. On November 13, 1944, while meeting with his Cabinet, King made an announcement that shocked everyone. He reminded Ralston that he had submitted his resignation two years earlier and that he now accepted it. McNaughton was now the new minister of defense! King had once again escaped the trap of overseas conscription. English Canadians regarded these men as cowards and referred to them as â€Å"zombies† or â€Å"the walking dead† . Again King was pressured to introduce conscription and again he came up with a solution. Limited overseas conscription of 16 000 of the â€Å"zombies† took place immediately- there would be conscription of men who had not already been trained as soldiers. Louis St. went along with King’s decision and the feared Quebec riots did not materialize. Some of the â€Å"zombies† deserted but most of those who were sent overseas fought bravely and brought honor to their country.

Foreshadowing in Anna Karenina :: Tolstoy Anna Karenina Essays

Foreshadowing in Anna Karenina      Ã‚  Ã‚  Ã‚  Ã‚   Throughout life there are situations which arise that seem to have been hinted earlier. You might not have noticed the hint when it first appeared, but suddenly at one point it finally dawns on you. The same goes for the literary aspect of foreshadowing. The novel Anna Karenina by Leo Tolstoy has many instances where the situations are similar to the one described above. The following paragraphs will present the foreshadowing that is included in this novel.      Ã‚  Ã‚  Ã‚  Ã‚   When Anna Karenina is met by her brother Oblonsky at the train station, a scene arises that clues into a valuable part of the story. She had just met Vronsky and as Anna and Oblonsky   were leaving, a train personnel was hit by the train. Anna burst into tears and exclaims that it is a bad omen. Her brother calms her down but it is clearly evident that this part of the story gives an inclination to the mess Anna ends up being entangled in.      Ã‚  Ã‚  Ã‚  Ã‚   Late one evening, the doorbell rings and Oblonsky goes and greets the visitor. As Anna is walking to her bedroom, she glances over to see who had called at such a late hour. She immediately recognizes it to be Vronsky and she feels 'a strange feeling of pleasure mixed with a feeling of vague apprehension suddenly stirred in her heart.'( page 90)This tells of what may be the conflict in the plot.      Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The day after the great ball Anna announces that she must leave. Dolly expresses her gratitude toward everything Anna has done to help her in her time of crisis. She tells Anna that she does not know of a person with a greater heart. Anna tells her that Kitty was depressed because Vronsky spent the evening with her. She exclaims that it wasn't her fault. Dolly remarks that Anna sounds exactly like Stiva. Anna appears to be offended and says that she is nothing like Stiva. In the end she ends acting similar to Stiva.      Ã‚  Ã‚  Ã‚  Ã‚   Kitty was quite depressed and Dolly knew what was troubling her. She went to visit Kitty and told her that she was going through what all women go through at one point in their life.